CUSTOMER AND WEBSITE TERMS OF USE

Before accessing the information contained in this website which you have indicated you wish to access (the "Information"), please read carefully the following important terms and conditions which
govern your access to, and use of, this information. Access to this Information is provided to you on the following terms and conditions of access (the "Conditional Access"). This Conditional Access is
additional to, and does not supersede any other access or other agreements between you and AbacusTD, Abacus Group, us or any of its members(collectively, "Abacus"). The terms and conditions of
this Conditional Access are subject to change without notice. You agree that Abacus may notify you of any amendments to this Conditional Access by posting the amended terms to its website and
notifying you of such amendment by any reasonable means, including, without limitation, by e-mail or by posting a notice on the home page of the website, and that any use of the website by you
after such posting shall constitute your agreement to the amended terms of this Conditional Access. Your access to the Information is revocable at any time in the sole discretion of Abacus.
Unauthorized use of Abacus' websites and systems or those of its affiliates including but not limited to unauthorized entry into such entities' systems, misuse of passwords, or misuse of any information
posted to a site, is strictly prohibited.  You understand that neither Abacus nor any other person that supplies information to Abacus for inclusion in the Information guarantees the timeliness, accuracy
or completeness of any market data, prices or other Information. You agree that neither Abacus nor any third party providers will have any liability to you for any untimely, inaccurate or incomplete
Information, any failure, interruption or delay in the transmission of any Information, or any loss or damage resulting therefrom. Information posted on the website is published as of its stated date or, if
no date is stated, the date of first posting. Neither Abacus nor any other party has undertaken any duty to update any such Information. If the date of publication displayed on the website is different
from the date of the document, the date displayed as part of the document will be the official date. Information has been obtained from sources believed to be reliable, but we do not warrant its
completeness or accuracy. The Information does not purport to provide any financial, investment, tax, accounting or legal advice, as to which you must always consult your own advisor(s). AbacusTD is
not an investment bank, merchant bank, commercial bank, securities underwriter, or market maker. Abacus does not provide legal, certified public accounting, investment advisory, or investment
securities services. Unless Abacus has expressly agreed in writing to act as advisor with respect to a particular project or transaction pursuant to terms and conditions specifying the nature and scope of
its advisory relationship, Abacus is acting in the capacity of an arm's length contractual counterparty or agent to you in connection with any transaction that Abacus enters into with you, not as a
financial advisor or a fiduciary. The Information is presented for informational purposes only, and are not an offer or solicitation for the purchase or sale of any securities or financial instruments or to
provide any investment service or investment advice. The Information is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would
be contrary to local law or regulation. Not all products and services are available for all institutions or in all geographic areas. Your eligibility for particular products and services is subject to final
Abacus determination and acceptance.  Abacus or its suppliers may discontinue or make changes in the information, products or services described herein at any time. Abacus reserves the right to
terminate any or all web transmissions without prior notice to the user.  Information may be printed for your use, provided, however, that third party exchange data may not be downloaded, printed or
redistributed for any purposes whatsoever. Information may not be duplicated, copied, re-disseminated or re-distributed. Re-dissemination and re-distribution includes, without limitation, making any
such Information available via the Internet or via any other electronic means of access. You agree that the foregoing prohibitions shall survive the termination of this Conditional Access. The content
contained in the Abacus Website, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by AbacusTD or one of its subsidiaries.
Except as otherwise expressly stated herein, they may not be copied, transmitted, disseminated, displayed, performed, distributed (for compensation or otherwise), licensed, reproduced, altered,
framed, stored for subsequent use or otherwise used in whole or in part in any manner without Abacus’ prior written consent or the relevant information providers, except to the extent permitted by the
Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of Abacus’ proprietary rights; provided that you may download information and print out hard copy for your personal
use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded. AbacusTD name, logos, graph logos, formats, titles, characters, names, graphics,
icons, diagrams, illustrations, and photographs, unless otherwise acknowledged, are service marks or trademarks of AbacusTD.  Because of the possibility of human and mechanical error as well as
other factors, Abacus and third party data providers are not responsible for any errors in or omissions from the information contained in or accessed through the Abacus website (including all
information, tools and materials contained on the website). All such information is provided "as is" and "as available" to the user without express or implied warranties of any kind including the
warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. Furthermore, Abacus will not be liable for any delay, difficulty in use, inaccuracy of
information, computer viruses, malicious or harmful code or other defect in this website, any incompatibility between this website and files and the user's browser or other site accessing program, or any
other problems experienced by the user due to causes beyond Abacus' control. No license to the user is implied in these disclaimers.  Except as may be otherwise expressly provided by written
agreement between Abacus and the user, Abacus will have no tort, contract or any other liability to the user or any third party arising in connection with the use of the Abacus website, or reliance on
any information or services provided at this website. Abacus will under no circumstances be liable to the user or any third party, regardless of the form of action, for any lost profits or lost opportunity, or
any indirect, special, consequential, incidental or punitive damages whatsoever, even if Abacus has been advised of the possibility of such damages.  It is the policy of AbacusTD to protect client
information. We take our responsibility to protect the privacy and confidentiality of any client information very seriously. We maintain physical, electronic and procedural safeguards that comply with
applicable legal standards to store and secure client information from unauthorized access and use, alteration and destruction. Our own policies and procedures have been developed to protect the
confidentiality of client information and to help achieve compliance with relevant rules and regulations. We hold our employees and affiliates accountable for complying with those policies,
procedures, rules and regulations. Except as specifically set forth herein, we do not share client information outside of AbacusTD unless the client expressly grants permission to do so. We may disclose
and transfer any information that is provided through this website throughout AbacusTD , its affiliates, agents or information providers; or if we have a right or duty to disclose or are permitted or
compelled to so disclose such information by law. AbacusTD may from time to time provide links to other websites that may have their own information collection practices. These other websites are
governed by their own privacy policies or information collection practices, which may be substantially different from ours. We encourage visitors to other websites to review the privacy policies and
information collection practices of those websites. The appearance of external hyperlinks generated by third parties does not constitute endorsement by AbacusTD, its subsidiaries, affiliates, assigns or
licensors of the opinions or views expressed by these third party websites and AbacusTD does not verify, endorse, or take responsibility for the accuracy, currency, completeness or quality of the content
contained at these sites. Furthermore, AbacusTD is not responsible for the quality or delivery of the products or services offered, accessed, obtained by or advertised at such sites. As such, neither
AbacusTD nor its subsidiaries, affiliates, assigns or licensors will be responsible for any errors or omissions or for the results obtained from the use of such information contained in these sites. Finally,
AbacusTD will under no circumstances be liable for any direct, indirect, incidental or special loss or other damage, whether arising from negligence, breach of contract, defamation, infringement of
copyright or other intellectual property rights, caused by the exhibition, distribution or exploitation of any information or content contained within these third party hyperlinked sites.
Copyright © 2003 - 2016 AbacusTD formerly Abacus Group LLC. Terms of use statement.
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